Understanding Homeowners Insurance in Castroville, Texas
At Franke Insurance Services in Castroville, Texas, we understand that insurance decisions can feel overwhelming. Our goal is to help individuals, families, and business owners throughout Medina County make informed choices that protect what matters most.
This topic is especially relevant for Texas residents because our region faces unique risks — including severe weather, changing property values, evolving state regulations, and industry-specific exposures for local businesses. Understanding your coverage is the first step toward reducing risk and avoiding costly surprises.
When evaluating your insurance needs, it’s important to review:
• The types of coverage included in your policy
• Your deductible and how it affects claim payments
• Policy limits and whether they reflect current replacement costs
• Exclusions or gaps that could leave you financially exposed
For homeowners and drivers, this may involve reviewing property values, liability limits, and protection against uninsured motorists. For business owners, it often means assessing liability exposure, commercial property protection, business interruption coverage, and employee-related risks.
Texas weather alone makes periodic policy reviews essential. Wind, hail, flooding, and severe storms can significantly impact homes and businesses. Ensuring your policy is structured properly before a loss occurs can make the claims process smoother and less stressful.
At Franke Insurance Services, we work closely with our clients to evaluate coverage options, compare policies, and tailor solutions to fit both personal and commercial needs. Because we are an independent insurance agency, we can explore multiple carrier options to find the right balance of protection and value.
If you have questions about your current coverage or would like a professional review of your policies, our team is here to help. Protecting your home, vehicle, family, and business starts with understanding your risks and making informed decisions.