Wind and Hail Insurance

Protecting Your Business.
Supporting Your Team.

Wind & Hail Quote →
🕻 Call Now

Bundling gives you more than savings

Access to Better Carriers

Many top insurance companies now require bundled policies to offer coverage.

More Stable Pricing

Bundled policies tend to be less volatile at renewal and less likely to be non-renewed.

Fewer Coverage Gaps

Your coverages work together, liability limits align, and claims are handled more smoothly.

Simpler, Less Stress

One company. One strategy. One place to call when you need help.

Wind and Hail Insurance: Reimagined

Fair Prices. Fast Payouts. Full Peace of Mind

Protect Your Home & Wallet from Storm Damage

Don’t let steep out-of-pocket expenses from wind, hail, and tornadoes catch you off guard. Franke Insurance Services now offers Sola, a standalone policy designed to cover your home insurance deductible and related costs.

  • No Deductible: You get paid the full dollar amount of your coverage. 

  • Fast Payouts: Skip the adjusters and paperwork. Claims are verified using National Weather Service data.

  • Total Freedom: Use your payout for repairs, your primary deductible, or any other expense you choose.

Why You Need Dedicated Wind & Hail Coverage

Standard home policies often leave gaps. Franke Insurance fills them.

  • Cover Your Deductible: We help offset the high cost of wind/hail deductibles by matching your coverage to your existing home policy.

  • Protect Against Depreciation: If you have a depreciated roof, this policy fills the financial gap left by depreciation in the event of storm damage.

  • Lower Your Premiums: You can confidently raise your primary home insurance deductible to lower your premiums, knowing Franke Insurance has you covered.

How It Works: Simple, Data-Driven Claims

We have removed the hassle from the claims process.

  1. Event Occurs: A wind, hail, or tornado event impacts your area. 

  2. Data Verification: Instead of sending an adjuster to your home, we use National Weather Service data to verify the storm’s intensity (wind speed and hail size).

  3. Quick Payout: Once verified, you receive your payout quickly and easily. 12Payouts are based on the intensity of the event and your selected coverage limit.

Example Payouts (based on $25,000 limit):

  • EF5 Tornado (200+ MPH): $25,000 Payout 

  • EF3 Tornado (136-165 MPH): $10,000 Payout 

  • Severe Hail (65% Hail Score): Pays your desired policy limit

Frequently Asked Questions

  • Do I need to file a claim with my main home insurance first?
    • No. This is a standalone product. You do not need to file a claim with your home insurance provider to receive a payout from us. In fact, it might help you avoid filing a primary claim altogether.
  • Will a claim affect my home insurance premiums?
    • No. A claim with Sola is not recorded on your home insurance record and will not cause your home insurance premiums to increase.
  • Is there a deductible?
    • No, the Sola policy has zero deductible.
  • Will my premium go up if I file a claim?
    • No. We do not increase premiums or non-renew policies based on claims history. Your cost is based solely on your home’s risk location.
  • Is my property eligible?
    • We cover site-built homes, mobile/manufactured homes, landlord properties, vacation homes, farms, and vacant homes. Policies must be written in an individual’s name, not an LLC or corporation.
  • Where is this available?
    • Franke Insurance Services can write this policy in Texas.

Ready to close the gap in your coverage?

Get Your Wind & Hail Quote

Backed by A-rated reinsurers out of Lloyd’s of London.

Get a Wind & Hail Insurance Quote