Home Warranty
What is the difference between home warranty and homeowners insurance?
Homeowners insurance pays for damage and loss caused by outside forces like natural disasters, fires and weather, stolen items due to a burglary, or structural malfunctions of the house. For example, while homeowners insurance would cover a collapsed kitchen ceiling due to a termite takeover, it would not cover an oven range that’s ‘burnt out’ and stops working. That’s where home warranty comes in.
A home warranty covers the cost of repairs and replacements of certain appliances and systems in your home caused by everyday wear and tear, or from old age. Malfunctioning microwave? Fried refrigerator? Temperamental thermostat? Elderly HVAC?
In a nutshell, homeowners insurance covers unexpected events that lead to damage, while home warranties cover events that are somewhat expected, such as the aging and ultimate breakdown of appliances and systems.
What’s covered with an Armadillo plan?
Depending on your level of protection your plan covers different items/systems. Most plans cover the following items:
Central A/C System
Central Heating System
Electrical
Plumbing
Water Heater
Central Humidifier
Refrigerator
Dishwasher
Oven
Range
Microwave
Kitchen Exhaust
Washer
Dryer
Ceiling Fans
Garage Door Opener
Garbage Disposal
Trash Compactor
Consult your Armadillo Plan or reach out to us directly for information on specific coverage levels and maximum coverage amounts for each item listed above!
What is home services protection?
(Historically known as home warranty) we like to call it “home health insurance”
Homeowners insurance pays for damage and loss caused by outside forces like natural disasters, fires and weather, stolen items due to a burglary, or structural malfunctions of the house. For example, while homeowners insurance would cover a collapsed kitchen ceiling due to a termite takeover, it would not cover an oven range that’s ‘burnt out’ and stops working. That’s where home warranty comes in.
A home warranty covers the cost of repairs and replacements of certain appliances and systems in your home caused by everyday wear and tear, or from old age. Malfunctioning microwave? Fried refrigerator? Temperamental thermostat? Elderly HVAC?
In a nutshell, homeowners insurance covers unexpected events that lead to damage, while home warranties cover events that are somewhat expected, such as the aging and ultimate breakdown of appliances and systems.
How is Armadillo different from the other guys?
We will be so bold as to say they are redefining home warranty: stuff breaking down in your home comes with the territory and home warranty needs a serious makeover. Enter Armadillo.
They are a technology company that makes requesting a repair and resolving the issue streamlined, easy, at your fingertips, and affordable. Providing excellent customer experience is what they’re all about. They even have a cute little armadillo mascot.
What’s covered with an Armadillo plan? (Depending on your level of protection your plan covers different items/systems. Most plans cover the following items)? Central A/C System, Central Heating System, Electrical, Plumbing, Water Heater, Central Humidifier, Refrigerator, Dishwasher, Oven, Range, Microwave, Kitchen Exhaust, Washer, Dryer, Ceiling Fans, Garage Door Opener, Garbage Disposal, Trash Compactor
How do I file a claim? Every Armadillo client can submit a claim virtually in less than two minutes, or reach out to the service team 24/7-365! (We also have spanish speaking representation)
Can I use my own service provider? Armadillo has a network of qualified (and awesome) service providers, but you can opt to use your own.
Say hello to Armadillo:
Franke Insurance has chosen to partner with Armadillo in order to enhance our ability to help you navigate the financial risks involved in homeownership. We chose Armadillo because we want to offer you a strong, reliable Home Warranty product that doesn’t come with all of the frustrations & disappointments created by the fine print in a typical home warranty plan.
Armadillo was founded with the pure and simple purpose of solving the big problems that so many consumers have experienced after purchasing a home warranty by offering a simple yet better alternative.
It is quick and easy to get your home warranty quote. And, you will see exactly what will be included, as well as how much coverage you will receive for all of the various systems and appliances in your home. The contract is concise, easy to understand, and 80% of the exclusions that you might find in most home warranty plans have been removed.
Click here to read our Coverage Document